Exness Spreads & Fees 2026: EUR/USD, Gold (XAUUSD) by Account Type
Exness is known for some of the tightest spreads in the retail broker space — especially on Standard commission-free accounts where it consistently benchmarks below industry averages. But spreads vary widely across account types and trading sessions. This guide gives you the real numbers to compare before choosing an account.
Quick Facts — Exness Fees
- Standard: EUR/USD avg 0.3–1.1 pips, no commission — below industry average
- Pro: spreads from 0.1 pips, no commission, instant execution
- Raw Spread: from 0.0 pips + commission from $0.20/side/lot
- Zero: exactly 0 spread on top instruments + variable commission
- XAUUSD Standard avg: 20–35 pips ($0.20–$0.35/oz) London session
- No inactivity fee at Exness — unlike XM ($5/month after 90 days)
- No deposit or withdrawal fees from Exness side
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EUR/USD Spreads by Account Type
| Account | Avg Spread EUR/USD (London) | Commission | Total Cost / lot |
|---|---|---|---|
| Standard | ~0.3–1.1 pips | None | ~$3–$11 |
| Standard Cent | ~0.3–1.1 pips | None | ~$0.03–$0.11 (cent lot) |
| Pro | From 0.1 pips | None | ~$1–$6 |
| Raw Spread ★ | From 0.0 pips | From $0.20/side | ~$0.40 + spread × lot |
| Zero | 0.0 pips (peak hours) | Variable per instrument | Commission-dependent |
XAUUSD (Gold) Spreads — Session-by-Session
Gold spreads at Exness are highly session-dependent. The difference between the Asian session and the London-New York overlap can be 10–20x on Standard accounts. Timing your entries matters more on gold than on major forex pairs.
| Session (GMT) | Standard Avg Spread | Raw Spread / Zero Avg | Notes |
|---|---|---|---|
| Asian (00:00–07:00) | 30–40 pips | 0.3–1.0 pips | Widest — avoid scalping |
| London open (07:00–12:00) | 20–25 pips | 0.0–0.2 pips | Liquidity improving |
| London-NY overlap ★ (12:00–16:30) | ~20 pips | ~0.0 pips | Tightest — best for scalping |
| NY session (16:30–21:00) | 20–30 pips | 0.0–0.3 pips | Still liquid |
| NFP / FOMC / CPI release | 50–200+ pips | 5–30+ pips | Avoid opening during release |
Raw Spread Account — Commission Structure
The Raw Spread commission at Exness starts from $0.20 per side per lot on major pairs — among the lowest commission rates in the retail broker space. Total round-trip (entry + exit) on EUR/USD starts from $0.40 per lot, compared to ~$7 round-trip at brokers charging $3.50/side.
Commission rates vary by instrument, with some instruments carrying higher per-lot charges. Always check the instrument specification in your MT4/MT5 terminal or the Exness website for the current commission on the specific instrument you plan to trade.
Zero Account — Variable Commission by Instrument
The Zero account charges zero spread on the top 30 instruments during peak hours but adds a per-instrument commission that varies significantly. On some instruments, the Zero commission can be lower than the Raw Spread commission — on others, it's higher. For exotic pairs in particular, Zero's commission can actually exceed the cost of just using the Standard account spread.
Other Fees at Exness
| Fee Type | Amount | Notes |
|---|---|---|
| Deposit fee | None (from Exness) | Payment provider may charge their own |
| Withdrawal fee | None (from Exness) | 98%+ processed automatically and instantly |
| Inactivity fee | None | Exness does not charge dormant account fees |
| Overnight swap | Varies by instrument and direction | Positions held past daily rollover |
| Swap-free (Islamic) | Available on all account types | Conditions apply — confirm in Personal Area |
| Currency conversion | At interbank rate | When account currency differs from instrument |
Exness vs XM — Spread Comparison
| Metric | Exness Standard | XM Standard |
|---|---|---|
| EUR/USD avg spread | ~0.3–1.1 pips | ~1.6–2.0 pips |
| XAUUSD avg (London) | ~20–25 pips | ~50 pips |
| Inactivity fee | None | $5/month after 90 days |
| Commission (Standard) | None | None |
| Raw spread available | Yes | Yes (Zero account) |
Frequently Asked Questions — Exness Spreads & Fees
Free · Compare spreads on demo account before depositing
